Attention homeowners in Elizabethton and Carter County: Need an appraisal?

The top seven reasons why TN homeowners call on Apalachian Appraisal Service:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. Challenge Carter county's assessment of your property
  3. To cut a mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a TN divorce, when real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate in Carter County or the state of TN

Do you own a home in or near Elizabethton? Do you need help deciding the value of your real estate?
Contact Apalachian Appraisal Service.

At Apalachian Appraisal Service, we understand the particular needs of a customer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value report than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We are seasoned in helping consumers just like you rid yourselves of undesirable PMI insurance.

Challenging Carter county's assessment of your property

Lets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. That only means you're going to pay more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Apalachian Appraisal Service is your perfect weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Apalachian Appraisal Service can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd wish to have a seasoned appraiser double-check it for preciseness or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.